The 7Twelve Portfolio was developed by Craig Israelson and profiled in his book 7Twelve: A Diversified Invest Porfolio with a Plan.
The name comes from the portfolio investing in 12 different funds from 7 different asset categories: domestic equities, international equities, domestic bonds, international bonds, cash, real estate, and resources.
The portfolio holds 42% in equities, 25% in bonds, 25% in alternatives, and 8% in cash.
Weight | Ticker | ETF Name | Sector | |
|---|---|---|---|---|
8.34% | SPY | SPDR S&P 500 ETF | Equity, U.S., Large Cap | |
8.34% | IWM | iShares Russell 2000 ETF | Equity, U.S., Small Cap | |
8.34% | VO | Vanguard Mid-Cap ETF | Equity, U.S., Mid Cap | |
8.33% | EEM | iShares MSCI Emerging Markets ETF | Equity, Emerging Markets, Large Cap | |
8.33% | EFA | iShares MSCI EAFE ETF | Equity, Inter. Developed, Large Cap | |
8.33% | IEF | iShares 7-10 Year Treasury Bond ETF | Bond, U.S., Intermediate-Term | |
8.33% | TIP | iShares TIPS Bond ETF | Bond, U.S., All-Term | |
8.33% | BIL | SPDR Blmbg Barclays 1-3 Month T-Bill ETF | Bond, U.S., Ultra Short-Term | |
8.33% | DBC | Invesco DB Commodity Index Tracking Fund | Commodity, Diversified | |
8.33% | BNDX | Vanguard Total International Bond ETF | Bond, International, All-Term | |
8.34% | VNQ | Vanguard Real Estate Index Fund ETF | Real Estate, U.S. | |
8.33% | GNR | SPDR S&P Global Natural Resources ETF | Commmodity, Natural Resources |
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Low | Average | High | |
|---|---|---|---|
1-Year | -32.8% | 7.3% | 38.0% |
3-Year | -6.5% | 6.9% | 19.2% |
5-Year | 0.8% | 6.8% | 15.9% |
10-Year | 3.7% | 6.9% | 10.2% |
Portfolio | 60/40 | S&P 500 | |
|---|---|---|---|
Annual Return | 6.89% | 9.3% | 10.3% |
10Y Annual Return | 4.8% | 7.9% | 12.2% |
Sharpe Ratio | 0.50 | 0.51 | 0.43 |
Max Drawdown | -36.5% | -29.7% | -50.97% |
Volatility (annualized) | 10.0% | 9.9% | 15.4% |
Dot Com Annual Return | 1.2% | -4.2% | -14.60% |
Great Financial Crisis Annual Return | 1.2% | -0.3% | -5.66% |
Positive Periods | 65.9% | 65.8% | 63.3% |
**S&P 500 backtest to 1972 and 60/40 backtest to 1970
