The Balanced – Tax Aware Portfolio was developed by Charles Schwab and is one of their Schwab Managed Portfolios.
It is intended for those looking for a balanced, global portfolio, but held in a taxable account.
The portfolio holds 37% in equities, 38% in bonds, 15% in cash, and 10% in REITs and commodities.
Weight | Ticker | ETF Name | Sector | |
|---|---|---|---|---|
38% | AGG | iShares Core U.S. Aggregate Bond ETF | Bond, U.S., All-Term | |
15% | SPY | SPDR S&P 500 ETF | Equity, U.S., Large Cap | |
15% | BIL | SPDR Blmbg Barclays 1-3 Month T-Bill ETF | Bond, U.S., Ultra Short-Term | |
13% | EFA | iShares MSCI EAFE ETF | Equity, Inter. Developed, Large Cap | |
5% | IWM | iShares Russell 2000 ETF | Equity, U.S., Small Cap | |
5% | VNQ | Vanguard Real Estate Index Fund ETF | Real Estate, U.S. | |
5% | DBC | Invesco DB Commodity Index Tracking Fund | Commodity, Diversified | |
4% | EEM | iShares MSCI Emerging Markets ETF | Equity, Emerging Markets, Large Cap |
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Low | Average | High | |
|---|---|---|---|
1-Year | -22.4% | 6.3% | 28.1% |
3-Year | -3.6% | 6.2% | 14.4% |
5-Year | 1.0% | 6.0% | 12.0% |
10-Year | 3.7% | 6.0% | 8.8% |
Portfolio | 60/40 | S&P 500 | |
|---|---|---|---|
Annual Return | 6.3% | 9.3% | 10.3% |
10Y Annual Return | 4.2% | 7.9% | 12.2% |
Sharpe Ratio | 0.58 | 0.51 | 0.43 |
Max Drawdown | -25.4% | -29.7% | -50.97% |
Volatility (annualized) | 7.2% | 9.9% | 15.4% |
Dot Com Annual Return | 1.4% | -4.2% | -14.60% |
Great Financial Crisis Annual Return | 1.7% | -0.3% | -5.66% |
Positive Periods | 68.2% | 65.8% | 63.3% |
**S&P 500 backtest to 1972 and 60/40 backtest to 1970
