The Betterment 50/50 Portfolio is an option provided by the Betterment Robo-Advisor that invests 50% of the portfolio in stocks and 50% of the portfolio in bonds.
It’s looking to achieve global diversity by investing in international stocks and bonds while mixing in value stocks as well.
One thing to keep in mind with this profile is it does not account for the Tax Loss Harvesting offered by Betterment.
This is only a backtest of the 50% Stocks / 50% Bonds asset allocation.
Weight | Ticker | ETF Name | Sector | |
|---|---|---|---|---|
18.4% | BNDX | Vanguard Total International Bond ETF | Bond, International, All-Term | |
16.2% | VTI | Vanguard Total Stock Market ETF | Equity, U.S., Large Cap | |
14.7% | AGG | iShares Core U.S. Aggregate Bond ETF | Bond, U.S., All-Term | |
13.7% | EFA | iShares MSCI EAFE ETF | Equity, Inter. Developed, Large Cap | |
10.7% | EMB | iShares J.P. Morgan USD Emerging Markets Bond ETF | Bond, Emerging Markets, All-Term | |
9.0% | EEM | iShares MSCI Emerging Markets ETF | Equity, Emerging Markets, Large Cap | |
6.3% | TIP | iShares TIPS Bond ETF | Bond, U.S., All-Term | |
4.4% | IVE | iShares S&P 500 Value ETF | Equity, U.S., Large Cap, Value | |
3.6% | JKI | iShares Morningstar Mid-Cap Value ETF | Equity, U.S., Mid Cap, Value | |
3.0% | IWN | iShares Russell 2000 Value ETF | Equity, U.S., Small Cap, Value |
This portfolio can be duplicated using the recommended ETFs and M1 Finance as the investment platform. Find out why.
You can also open a Betterment account and invest in this portfolio through their Robo-Advisor services.
Low | Average | High | |
|---|---|---|---|
1-Year | -27.3% | 6.8% | 41.9% |
3-Year | -6.3% | 6.8% | 18.2% |
5-Year | -0.1% | 6.7% | 14.6% |
10-Year | 4.2% | 6.8% | 9.7% |
Portfolio | 60/40 | S&P 500 | |
|---|---|---|---|
Annual Return | 6.36% | 9.3% | 10.3% |
10Y Annual Return | 4.9% | 7.9% | 12.2% |
Sharpe Ratio | 0.52 | 0.51 | 0.43 |
Max Drawdown | -32.5% | -29.7% | -50.97% |
Volatility (annualized) | 9.3% | 9.9% | 15.4% |
Dot Com Annual Return | 0.2% | -4.2% | -14.60% |
Great Financial Crisis Annual Return | 2.0% | -0.3% | -5.66% |
Positive Periods | 64.6% | 65.8% | 63.3% |
**S&P 500 backtest to 1972 and 60/40 backtest to 1970
