verifiedCurated Strategy
· 31 yr backtestBuy and Hold

Big Rocks Highly Aggressive Portfolio by Larry Swedroe

Real CAGR9.7%
Max Drawdown-55.8%
Sharpe Ratio0.38

The Big Rocks Highly Aggressive Portfolio is the highest-risk variant in Larry Swedroe's "Big Rocks" model allocation series. Swedroe, the former Director of Research at Buckingham Strategic Wealth and author of numerous books on evidence-based investing, designed these portfolios to apply factor-based equity tilts within a clearly structured asset allocation framework. The highly aggressive version is almost entirely in equities, with strong tilts toward small-cap and value stocks.

Investment Philosophy

Swedroe's philosophy holds that investors should accept only the risks they are compensated for taking, and that the equity risk premium is best captured not through plain market-cap weighting but through deliberate tilts toward the size and value factors identified in academic research by Eugene Fama and Kenneth French. At the aggressive end of his spectrum, this means concentrating the portfolio in the parts of the equity market with the highest expected long-run returns — small-cap value stocks globally — while accepting the higher short-term volatility that comes with them.

Who It's For

This portfolio is suited to investors with a very high risk tolerance, a long time horizon (typically fifteen or more years), and genuine conviction in the factor investing thesis. It is not appropriate for investors who may need to access funds in the near term or who are likely to abandon the strategy during a prolonged period of underperformance.

Pros

  • Maximum equity exposure and strong factor tilts offer the highest expected long-run returns in Swedroe's framework
  • Global diversification across factor-tilted equity sleeves reduces single-country concentration risk
  • Grounded in decades of academic research on the size and value premiums

Cons

  • Very high volatility and potentially severe drawdowns during equity bear markets
  • Factor tilts — particularly toward small-cap value — can underperform broad indices for years at a time
  • Requires a high degree of behavioural discipline to hold through extended periods of underperformance relative to simpler portfolios
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Target Allocation

Static
US Large-Cap Blend(SPY)15%
US Large-Cap Blend Value(IWD)15%
US Small-Cap Blend(IWM)15%
US Small-Cap Value(IWN)15%
International Developed Value(EFV)10%
US Real Estate(VNQ)10%
International Developed Equity(EFA)5%
International Small-Cap Blend(SCZ)5%
International Small-Cap Value(DLS)5%
Emerging Markets Equity(EEM)5%

Performance Snapshot

trending_upReal CAGR
9.66%
balanceSharpe Ratio
0.380
trending_downMax Drawdown
-55.84%
show_chartSortino Ratio
0.050
arrow_upwardBest Year
+41.2%
arrow_downwardWorst Year
-37.4%
update10-Year CAGR
10.29%
warningUlcer Index
11.58
analyticsUlcer Perf. Index
0.450
account_balanceGFC CAGR
-6.8%
computerDot-com CAGR
-4.8%
syncTrade Frequency
Static
shieldRisk Level
5/5 — Aggressive
calendar_monthMin. Timeline
10 years
historyBacktest Period
31 years

Rolling Returns

PeriodLowAverageHigh
1 Year-47.7%+10.7%+65.5%
3 Year-17.4%+8.9%+29.6%
5 Year-5.3%+8.6%+23.6%
10 Year+2.1%+8.4%+14.8%
Compare to:

Growth of $10,000

Big Rocks Highly Aggressive Portfolio by Larry Swedroe
Sharpe Ratio0.38
Best Year+41.2%
Worst Year-37.4%
Final Value$180,016

Historical Drawdown

Percentage decline from the portfolio's peak value at each point in time.

Rolling Returns

Annualised return for each rolling period ending on that date.

Annualised return for each 1Y period ending on that date.

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