Created by Bill Schultheis, a financial advisor and founder of Sagemark Wealth Management.
After working in an investment banking firm for 11 years, he stepped away and wrote The Coffeehouse Investor.
You can read more about the portfolio and his philosophy at The Coffeehouse Investor website.
The portfolio starts with a basic 60/40 portfolio but breaks up the 60% equities into 6 smaller funds.
Weight | Ticker | ETF Name | Sector | |
|---|---|---|---|---|
40% | AGG | iShares Core US Aggregate Bond ETF | Bond, U.S., All-Term | |
10% | IVE | iShares S&P 500 Value ETF | Equity, U.S., Large Cap, Value | |
10% | SPY | SPDR S&P 500 ETF | Equity, U.S., Large Cap | |
10% | IWN | iShares Russell 2000 Value ETF | Equity, U.S., Small Cap, Value | |
10% | IWM | iShares Russell 2000 ETF | Equity, U.S., Small Cap | |
10% | EFA | iShares MSCI EAFE ETF | Equity, International, Large/Mid Cap | |
10% | VNQ | Vanguard Real Estate Index ETF | Real Estate, U.S. |
M1 Finance is the recommended platform to invest in this portfolio. Find out why.
Low | Average | High | |
|---|---|---|---|
1-Year | -28.7% | 7.3% | 38.8% |
3-Year | -8.2% | 7.2% | 19.3% |
5-Year | -1.4% | 7.1% | 16.2% |
10-Year | 3.7% | 7.0% | 10.7% |
Portfolio | 60/40 | S&P 500 | |
|---|---|---|---|
Annual Return | 7.0% | 9.3% | 10.3% |
10Y Annual Return | 5.7% | 7.9% | 12.2% |
Sharpe Ratio | 0.54 | 0.51 | 0.43 |
Max Drawdown | -34.1% | -29.7% | -50.97% |
Volatility (annualized) | 9.9% | 9.9% | 15.4% |
Dot Com Annual Return | 2.8% | -4.2% | -14.60% |
Great Financial Crisis Annual Return | -1.2% | -0.3% | -5.66% |
Positive Periods | 67.1% | 65.8% | 63.3% |
**S&P 500 backtest to 1972 and 60/40 backtest to 1970
