The Conservative Income Portfolio was developed by Charles Schwab and is one of their Schwab Managed Portfolios.
The portfolio holds 70% in bonds, 25% in cash, and 5% in REITs.
Weight | Ticker | ETF Name | Sector | |
|---|---|---|---|---|
40% | AGG | iShares Core U.S. Aggregate Bond ETF | Bond, U.S., All-Term | |
25% | BIL | SPDR Blmbg Barclays 1-3 Month T-Bill ETF | Bond, U.S., Ultra Short-Term | |
18% | TIP | iShares TIPS Bond ETF | Bond, U.S., All-Term | |
7% | HYG | iShares iBoxx $ High Yield Corporate Bond ETF | Bond, U.S., Intermediate-Term | |
5% | VNQ | Vanguard Real Estate Index Fund ETF | Real Estate, U.S. | |
5% | BNDX | Vanguard Total International Bond ETF | Bond, International, All-Term |
M1 Finance is the recommended platform to invest in this portfolio. Find out why.
Low | Average | High | |
|---|---|---|---|
1-Year | -10.4% | 3.9% | 14.5% |
3-Year | -1.3% | 4.1% | 8.4% |
5-Year | 0.8% | 4.0% | 6.5% |
10-Year | 1.5% | 4.0% | 5.8% |
Portfolio | 60/40 | S&P 500 | |
|---|---|---|---|
Annual Return | 3.9% | 9.3% | 10.3% |
10Y Annual Return | 1.8% | 7.9% | 12.2% |
Sharpe Ratio | 0.62 | 0.51 | 0.43 |
Max Drawdown | -11.3% | -29.7% | -50.97% |
Volatility (annualized) | 3.1% | 9.9% | 15.4% |
Dot Com Annual Return | 7.6% | -4.2% | -14.60% |
Great Financial Crisis Annual Return | 3.3% | -0.3% | -5.66% |
Positive Periods | 70.3% | 65.8% | 63.3% |
**S&P 500 backtest to 1972 and 60/40 backtest to 1970
