The Sandwich Portfolio was developed by Bob Clyatt.
Bob is an economics major and worked for 20 years in information services before retiring early at age 42.
The portfolio was profiled in his book Work Less, Live More: The Way to Semi-Retirement.
The portfolio invests 50% in equities, 41% in bonds, and 9% in cash and REITs.
Weight | Ticker | ETF Name | Sector | |
|---|---|---|---|---|
41% | IEF | iShares 7-10 Year Treasury Bond ETF | Bond, U.S., Intermediate-Term | |
20% | SPY | SPDR S&P 500 ETF | Equity, U.S., Large Cap | |
10% | SCZ | iShares MSCI EAFE Small-Cap ETF | Equity, International, Small Cap | |
8% | IWM | iShares Russell 2000 ETF | Equity, U.S., Small Cap | |
6% | EEM | iShares MSCI Emerging Markets ETF | Equity, Emerging Markets, Large Cap | |
6% | EFA | iShares MSCI EAFE ETF | Equity, Inter. Developed, Large Cap | |
5% | VNQ | Vanguard Real Estate Index Fund ETF | Real Estate, U.S. | |
4% | BIL | SPDR Blmbg Barclays 1-3 Month T-Bill ETF | Bond, U.S., Ultra Short-Term |
M1 Finance is the recommended platform to invest in this portfolio. Find out why.
Low | Average | High | |
|---|---|---|---|
1-Year | -23.8% | 7.4% | 34.0% |
3-Year | -4.2% | 7.4% | 18.7% |
5-Year | 1.2% | 7.2% | 14.9% |
10-Year | 4.7% | 7.4% | 10.1% |
Portfolio | 60/40 | S&P 500 | |
|---|---|---|---|
Annual Return | 7.2% | 9.3% | 10.3% |
10Y Annual Return | 5.1% | 7.9% | 12.2% |
Sharpe Ratio | 0.62 | 0.51 | 0.43 |
Max Drawdown | -28.7% | -29.7% | -50.97% |
Volatility (annualized) | 8.8% | 9.9% | 15.4% |
Dot Com Annual Return | -1.1% | -4.2% | -14.60% |
Great Financial Crisis Annual Return | 2.3% | -0.3% | -5.66% |
Positive Periods | 67.4% | 65.8% | 63.3% |
**S&P 500 backtest to 1972 and 60/40 backtest to 1970
