Sandwich Portfolio

Details

The Sandwich Portfolio was developed by Bob Clyatt.

Bob is an economics major and worked for 20 years in information services before retiring early at age 42.

The portfolio was profiled in his book Work Less, Live More: The Way to Semi-Retirement.

The portfolio invests 50% in equities, 41% in bonds, and 9% in cash and REITs.

Asset Allocation & Recommended ETFs

Weight
Ticker
ETF Name
Sector
41%
IEF
iShares 7-10 Year Treasury Bond ETF
Bond, U.S., Intermediate-Term
20%
SPY
SPDR S&P 500 ETF
Equity, U.S., Large Cap
10%
SCZ
iShares MSCI EAFE Small-Cap ETF
Equity, International, Small Cap
8%
IWM
iShares Russell 2000 ETF
Equity, U.S., Small Cap
6%
EEM
iShares MSCI Emerging Markets ETF
Equity, Emerging Markets, Large Cap
6%
EFA
iShares MSCI EAFE ETF
Equity, Inter. Developed, Large Cap
5%
VNQ
Vanguard Real Estate Index Fund ETF
Real Estate, U.S.
4%
BIL
SPDR Blmbg Barclays 1-3 Month T-Bill ETF
Bond, U.S., Ultra Short-Term

Performance Metrics

All Data
Annual Return
7.2%
Sharpe Ratio
0.62
10 Year Annual Return
5.1%
Volatility (annualized)
8.8%
Max Drawdown
-28.7%
Positive Periods
67.4%
Dot Com Annual Return
-1.1%
Great Financial Crisis Return
2.3%
Trade Frequency
Static
Ulcer Performance Index
1.0

How to Invest in the Sandwich Portfolio

M1 Finance is the recommended platform to invest in this portfolio.  Find out why.

Sandwich Portfolio Rolling Returns

Low
Average
High
1-Year
-23.8%
7.4%
34.0%
3-Year
-4.2%
7.4%
18.7%
5-Year
1.2%
7.2%
14.9%
10-Year
4.7%
7.4%
10.1%

Charts

Portfolio vs. 60/40 vs. S&P 500

All Data
Portfolio
60/40
S&P 500
Annual Return
7.2%
9.3%
10.3%
10Y Annual Return
5.1%
7.9%
12.2%
Sharpe Ratio
0.62
0.51
0.43
Max Drawdown
-28.7%
-29.7%
-50.97%
Volatility (annualized)
8.8%
9.9%
15.4%
Dot Com Annual Return
-1.1%
-4.2%
-14.60%
Great Financial Crisis Annual Return
2.3%
-0.3%
-5.66%
Positive Periods
67.4%
65.8%
63.3%

**S&P 500 backtest to 1972 and 60/40 backtest to 1970

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